A fork of Rural Dictionary
refers to an individual who is financially constrained to the point where, when they visit a pawnshop to purchase items, they must opt for a layaway plan, allowing them to pay for the items in installments, reflecting their limited budget and financial circumstances.
Josh: Hey Rocko, have you noticed how Drew has been acting lately? Rocko: Yeah, he's been a bit strange. What's up? Josh: Well, I hate to say it, but I think Drew's turning into a "lay-away at the pawnshop ass nigga." Rocko: Really? How do you figure? Josh: Last week, he told me he had to put a microwave on layaway at the pawnshop just to afford it. Rocko: Man he is always broke!